New overdraft options may provide S&T Bank customers with even more account flexibility. You now have the opportunity to customize overdraft-related options on your S&T checking account.

Overdrafts occur when you don’t have the money in your account to cover a transaction, such as checks you’ve written, automatic bill payments, ATM withdrawals, and debit card purchases.

When this happens, S&T considers covering the payment for you.

So instead of bouncing a check – or having your card declined at the register – S&T may simply cover your transaction for you.*

These flexible options provide purchasing power and financial peace of mind.

Please note that we no longer consider paying overdrafts for ATM or everyday debit card transactions unless you 'opt-in' to the enhanced coverage that is now available to you.

We will continue to consider covering your checks and other transactions using your checking account number, as well as automatic bill payments, but you will be automatically 'opted-out' of ATM and debit card protection if you do not choose our enhanced coverage option.

Please consider your options and let us know how S&T can serve you best.

The right level of protection. For you.

To 'opt in' to our enhanced overdraft coverage, which includes ATM and everyday debit card transactions, e-mail us at direct.banking@stbank.com, call 800.325.BANK or stop by your local branch today!

*Fees may apply. Refer to your S&T Bank Fee Schedule for details.